American Funds American Balanced R4

Ticker: RLBEX


Investment Objective
The fund seeks: (1) conservation of capital, (2) current income and (3) long-term growth of capital and income.

Investment Strategy
The fund invests in a broad range of securities, including stocks and investment- grade bonds (rated Baa3 or better by Moody's Investors Service, Inc. or BBB- or better by Standard & Poor's Corporation or unrated but determined to be of equivalent quality). Normally, the fund will maintain at least 50% of the value of its assets in common stocks and at least 25% of the value of its assets in debt securities, including money market securities.

 Morningstar Category
 Moderate Allocation
 Morningstar Style Box
  Style Box not available
CUSIP: 024071847
General Information
Expense Ratio: 0.65%
Inception Date: 06/21/2002
Fund Manager: Team Managed
Managed Fund Since:
Fund Phone Number: 800-421-0180
Fund Website: www.americanfunds.com
Top 5 Holdings (as of 06/30/2009 )
US Treasury Note 4.625%  2.06 %
Wal-Mart Stores, Inc.  2.02 %
Microsoft Corporation  1.94 %
Coca-Cola Company  1.90 %
Chevron Corporation  1.87 %

Be aware that there are significant differences in risk among investment asset classes. Refer to the investment pyramid for a complete listing of disclosures. Shares of a mutual fund will fluctuate so that, when redeemed, they may be worth more or less than their original cost. Refer to the fund’s prospectus for complete information on the risks and expenses involved with a particular investment. Please note that some fund companies may waive a portion of these expenses.

Funds that diversify across asset classes generally have the same, but reduced, risks relative to the underlying asset classes.

The program(s) include certain services provided by Lincoln Financial Advisors Corp. (LFA), a broker-dealer (member FINRA) and an affiliate of Lincoln Financial Group, 1300 S. Clinton St., Fort Wayne, IN 46802. Unaffiliated broker-dealers also may provide services to customers.

This information must be preceded or accompanied by prospectuses for the funds listed. The most current information on a specific mutual fund, including risk, fees and expenses can be viewed online at www.LincolnAlliance.com. Paper copies of prospectuses can be requested by calling 800-234-3500. Read the prospectus carefully before investing.

The Morningstar® category is assigned based on the underlying securities in each portfolio as measured by the portfolio statistics and compositions over the past three years.

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The mutual fund information is compiled by NewRiver, Inc., from documents filed with the Securities & Exchange Commission’s EDGAR database. The information is provided on an ‘as is’ basis and without warranties.