American Funds American Hi Inc Tr R4

Ticker: RITEX


Investment Objective
The trust seeks to provide you with a high level of current income as primary investment objective. Its secondary investment objective is capital appreciation.

Investment Strategy
The fund invests primarily in higher yielding and generally lower quality debt securities (rated Ba1 or below or BB+ or below by a nationally recognized statistical rating organization or unrated but determined by the fund's investment adviser to be of equivalent quality), including corporate loan obligations of issuers domiciled inside and outside of the U.S. The fund may also invest in equity securities that provide an opportunity for capital appreciation.

 Morningstar Category
 High Yield Bond

 Morningstar Style Box

CUSIP: 026547844
General Information
Expense Ratio: 0.77%
Inception Date: 07/19/2002
Fund Manager: Team Managed
Managed Fund Since:
Fund Phone Number: 800-421-0180
Fund Website: www.americanfunds.com
Top 5 Holdings (as of 06/30/2009)
TENET HEALTHCARE CORP 1.41%
Univision Tl-B 1st Lien (L+225) 2.5 0.77%
Nielsen Fin Llc/ Nielsen Fin 10% 0.76%
Vwr Fdg 10.25% 0.74%
Univision/Umbrella Acquisitio 144A 0.73%

Be aware that there are significant differences in risk among investment asset classes. Refer to the investment pyramid for a complete listing of disclosures. Shares of a mutual fund will fluctuate so that, when redeemed, they may be worth more or less than their original cost. Refer to the fund’s prospectus for complete information on the risks and expenses involved with a particular investment. Please note that some fund companies may waive a portion of these expenses.

High yield bonds experience higher volatility and increased credit risk when compared to other fixed income investments.

The program(s) include certain services provided by Lincoln Financial Advisors Corp. (LFA), a broker-dealer (member FINRA) and an affiliate of Lincoln Financial Group, 1300 S. Clinton St., Fort Wayne, IN 46802. Unaffiliated broker-dealers also may provide services to customers.

This information must be preceded or accompanied by prospectuses for the funds listed. The most current information on a specific mutual fund, including risk, fees and expenses can be viewed online at www.LincolnAlliance.com. Paper copies of prospectuses can be requested by calling 800-234-3500. Read the prospectus carefully before investing.

The Morningstar® category is assigned based on the underlying securities in each portfolio as measured by the portfolio statistics and compositions over the past three years.

The Morningstar Style BoxTM provides a graphical representation of the investment style of stocks and mutual funds. For stocks and stock funds, it classifies securities according to market capitalization (the vertical axis) and growth and value factors (the horizontal axis). Fixed income funds are classified according to credit quality (the vertical axis) and sensitivity to changes in interest rates (the horizontal axis).

© 2009 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.

The mutual fund information is compiled by NewRiver, Inc., from documents filed with the Securities & Exchange Commission’s EDGAR database. The information is provided on an ‘as is’ basis and without warranties.